Kokkola · City Centre

A bright home or
top-yield
investment
in the city centre

Pitkänsillankatu 33 A 13 · 69 m² · Top floor

89 900 €

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Property Details

Size

69 m²

2r + k + bath + wc

Floor

3 / 3

No upstairs neighbour

Price

89,900

Debt-free

Maintenance

~332

from 1 July 2026

Charges from 1 July 2026

Effective 1 July 2026, subject to AGM approval on 28 April 2026

Vastike	€/m²/mo	€/mo
Maintenance charge	3.90	269.10
Capital charge RL2 (sewer lining)	4.20	~33
Capital charge RL3 (courtyard renovation)	3.90	~30
Water charge (residents)	—	€20/person/mo

ℹ️ The exact monthly capital charge amounts are confirmed in the property manager's certificate. This estimate is based on the company's budget (180 units) and the apartment's share in the housing company.

↓ Capital charges decrease from 1 July 2026 — company loans amortising as planned.

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AGM Documents 28 April 2026

Full transparency — all financial details of the housing company available:

⬇Financial Statements 2025PDF ⬇Budget 2026PDF ⬇AGM Notice and AgendaPDF ⬇Maintenance Needs Assessment 2026PDF

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For investors

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Excellent return potential

Gross rental yield

9–16 %

per year

In Kokkola city centre with strong rental demand

Estimated market rent

700–1200

euros per month

€700 conservative · €750 market rate · €1200 furnished for companies

Net yield

5–12 %

per year

Calculated after maintenance fees

The acquisition price of €89,900 and estimated total charge of ~€332/mo (from 1 July 2026) make this one of Kokkola's most attractive investment apartments.

Yield Calculation for Investors

Floor area 69 m² · Total charge from 1 July 2026 approx. ~€332/mo (maintenance 269 + RL2 ~33 + RL3 ~30) · Debt-free price €89,900

Scenario A — Conservative

5 %

Rent €700/mo − total charge €332 = net rent ~€368/mo · Cash yield ~€4,416 / €89,900 = ~5% · Investment yield ~6%

Scenario B — Market rate

6 %

Rent €750/mo − total charge €332 = net rent ~€418/mo · Cash yield ~€5,016 / €89,900 = ~6% · Investment yield ~6%

Scenario C — Furnished for companies

12 %

Rent €1200/mo − total charge €332 = net rent ~€868/mo · Cash yield ~€10,416 / €89,900 = ~12% · Investment yield ~12%

The exact share of capital charges is confirmed in the property manager's certificate. Yield calculation is indicative before taxes.

Move-in ready & fresh

No renovation needed — rent out or move in immediately

🖌️

Freshly painted

Comprehensive painting project completed in 2026. All surfaces professionally renewed — walls, ceilings and woodwork.

🛋️

Furnished

The apartment shown fully furnished as an example — cream sofa, chandeliers and a dedicated workspace illustrate the functionality and proportions of the spaces.

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Fresh white interior

Timeless and bright decor that suits everyone. The top floor brings extra natural light every day.

Photo Gallery

Floor plan

Apartment floor plan

69 m² · Hallway, kitchen, living room, bedroom, bathroom and WC

Floor plan is an approximate estimate. Exact measurements can be verified at viewing.

History & Location

A prime location in the heart of Kokkola — history and modernity

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Location

Kokkola city centre

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Services

Everything within walking distance

🏛️

Built

Historic apartment building from the 1930s

Upcoming Renovations

Maintenance needs assessment 2026 — upcoming projects

2026

Replacement of 2 gable windows (east) with mouldings

Comprehensive window replacement proceeds in phases

recommended 2028

Exterior wall painting with necessary preparatory work

recommended from 2030

Renewal of domestic water pipes in phases

Planning commences 2026

ℹ️ The AGM on 28 April 2026 also decided to launch a ventilation feasibility study, based on which the apartment may potentially be equipped with separate mechanical air conditioning.

✓ Maintenance work completed in 2025